| Rank | #1 | #2 | #3 | #4 | #5 | #6 | #7 | #8 | #9 | #10 |
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Flagship Merchant Services | Merchant Warehouse | National Bankcard | Leaders Merchant Services | Chase Paymentech | Merchant One | E-Commerce Exchange | goEmerchant Merchant Accounts | The Transaction Group | Gotmerchant |
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| Overall Rating | ![]() |
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| Ratings | ||||||||||
| Average Approval Rating | ![]() |
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| Cost Per Month* | ![]() |
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| Startup Cost | ![]() |
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| Account Setup Time | ![]() |
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| Customer Service | ![]() |
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| Internet Based Features | ![]() |
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| P.O.S./Swiper Based | ![]() |
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| View Specifications | Go! | Go! | Go! | Go! | Go! | Go! | Go! | Go! | Go! | Go! |
| View Screenshots | |
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| Application Process | ||||||||||
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| Average Approval Rating | 98% | 99% | 99% | 99% | 98% | 98% | 99% | 99% | 95% | 99% |
| Account Setup Time | 1 day | 2 days | Same Day | 1 day | 2 days | 1 day | 1-2 days | 1 day | 2 days | 1 days |
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| Gateway Fee | $9.00 (If Applicable) | $5.00 | $9.00 (if applicable) | $8.00 | $10.00 | $9.95 | $15.00 | $14.95 | $15.00 | $10.00 |
| Statement Fee | $7.95 | $7.95 | $7.95 | $5.00 | $7.50 | $7.95 | $10.00 | $7.95 | $10.00 | $10.00 |
| Monthly Minimum | $20.00 (If Applicable) | $25.00 | Formula | $15.00 | $25.00 | $20.00 | $20.00 | $15.00 | $25.00 | |
Transaction Fees |
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| Average Discount Rate (card not present) | 0.99%-2.04% | 2.19% | 1.99% | .89 - 1.99% | 2.19% | 2.05% | 1.89% | 2.14% | 2.20% | 2.19% |
| Average Discount Rate (card present) | 0.39%-1.59% | 1.69% | 0.00-1.58% | .49 - 1.59% | 1.79% | 1.59% | 1.39% | 1.71% | 1.75% | 1.69% |
| Transaction Fee (card not present) | $0.22 | $0.21 | $0.21 | $0.10 - .31 | $0.24 | $0.20 | $0.27 | $0.25 | $0.20 | $0.25 |
| Transaction Fee (card present) | $0.22 | $0.21 | $0.19 | $0.10 - .31 | $0.24 | $0.20 | $0.21 | $0.25 | $0.20 | $0.20 |
| Address Verification Fee | $0.05 | $0.05 | $0.05 | $0.00 | $0.00 | $0.05 | $0.10 | $0.00 | $0.05 | $0.00 |
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Features
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| Payment Gateway | Authorize | Authorize, LinkPoint, VeriSign & Others | Authorize, First Data Global, Charge Anywhere, Roam Pay | Authorize | Orbital, Authorize | Merchant One Gateway, Authorize, First Data | Authorize | Authorize | Authorize | Authorize & others |
| Merchant Account | ![]() |
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| Clear the Account (Days) | 2 | 1.5 | Next Day | Next Day | 1-2 | Next Day | 1-3 | 2 | 2 | 1-2 |
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| Shopping Cart Available | ![]() |
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| Recurring Billing | ![]() |
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Fraud Protection |
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| Address Verification | ![]() |
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| Real Time Processing | ![]() |
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| SSL (Secure Socket Layer) | ![]() |
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| CVV2 (Three Digits) | ![]() |
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Accepted Credit Cards |
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| Visa | ![]() |
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| Master Card | ![]() |
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| American Express | ![]() |
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| Discover | ![]() |
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| Debit | ![]() |
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| Support Hours | 24/7 | 24/7 | 24/7 | 24/7 | 24/7 | 24-7 | 24/7 | 24/7 | 24/7 | 24/7 |
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| Live Chat (Online) | ![]() |
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